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Belvo | The leading open finance data and payments platform in Latin America

- Platform
- Our platform

Connect to your users’ accounts, understand financial data, and move money through open finance.
- Connect

Aggregate and access financial data.

- Account Verification
- Banking
- Fiscal
- Employment
- Understand

Enrich financial data to obtain insights.

- Categorization
- Income Verification
- Recurring Expenses
- Risk Insights
- Employment score
- Employment updates
- Employment metrics
- Move money

Accept and issue bank-to-bank payments.

- Direct debit
- Pix Biometric Payments
- Automatic Pix
- Smart Transfers
- Pix via Open Finance
- Schedule Pix
- Solutions
- Solutions

Learn how to make the most out of our open finance platform.
- By industry

Choose the sector in which you are building.

- Banking and financial services
- Lending
- ERP
- Insurance
- E-commerce & retail
- Digital Wallets & Fintech
- Travel
- iGaming & e-Sports
- By use case

Choose the problem that you’re trying to solve.

- Drive smarter financial behavior
- Speed up onboarding
- Analyze credit risk
- Improve accounting
- Facilitate top-ups
- Optimize recurring payments
- Customer stories

See how other financial innovators use Belvo.

- Mercado Pago
- Mobills
- Alvos
- See all customer stories
- Resources
- Resources

No-code tools and resources to help you build and ship your product faster.
- Connect Widget

Connect to your users’ accounts in seconds.
- Discover
- Analytics

Visualize key open finance data to enhance credit decisions.
- Discover
- Connect Page

Go live in minutes with our no-code solution.
- Discover
- Payments Dashboard

Get paid easily without writing a line of code.
- Discover
- For developers
- For developers

We’ve got all the docs and tools to make your development as easy as possible.
- Developers hub

Access all our docs and tools.
- Quickstart guide

Get up and running with our API in minutes.
- API Reference

Test our API straight from our documentation.
- Company
- About us

Learn more about who we are, what we are doing and why.

- Instagram
- Linkedin
- Twitter
- Youtube
- Glassdoor
- Overview

Meet the team and the mission behind the company.

- About us
- Careers
- Blog
- Pricing
- Reports and whitepapers
- Partners
- Customer Marketing Program
- Privacy and security

Learn how we are protecting our platform and end-users’ data.

- Security
- What is Belvo
- Exploring the growth of Account-to-Account payments in Latin America
- Read the news
- Login
- Sign up
- English
- Español
- Português

# Unlock the power of open finance in Latin America

Reach new audiences and convert more users by easily and safely connecting to their financial data, understanding their behavior and enabling instant payments with open finance.

Get started for free

Contact us



TRUSTED BY LEADING BANKS AND FINANCIAL INNOVATORS

## Connect financial data, understand
behaviour and move money

Join the hundreds of financial innovators that already trust Belvo to make their
business more efficient and generate new revenue streams through a single open
finance platform.

Data

## **Connect to the financial data you need**

Securely access the broadest range of financial data sources – including banking, employment, and fiscal data – to gain a full picture of your customers’ financial activity and offer tailored products.

Banking

Connect to your customers’ banking data

Employment

Verify income and employment history in seconds

Fiscal

Access and leverage fiscal data



Intelligence

## Turn raw data into actionable insights

Make faster decisions with AI-powered insights: access categorized transactions, income predictions, recurring expenses, and risk assessments instantly.

Categorization

Standardize raw banking data for better insights

Income verification

Assess your users’ income and financial stability



Payments

## Power seamless account-to-account payments

Boost conversion rates with frictionless payment experiences through the region’s top Accoun-to-Account rails. Enable secure, instant payments for checkouts, subscriptions, top-ups, and more.

Direct Debit

Accept recurring bank payments seamlessly

Pix Biometric Payments

Allow your customers to pay by bank with fast and safe biometrics

Schedule Pix

Offer recurring scheduled payments with Pix







## Powering success stories across all industries

- Optimize recurring payments
- Facilitate top-ups
- Credit risk & Lending
- Payments
- Personal Finance
Management
- Accounting & ERP
- Onboarding & KYC



Payments

### Optimize recurring payments

Allow your customers to securely and easily store their data to make and schedule payments automatically from their bank account. Optimize the collection of credits, policies, subscriptions, and other monthly payments.

Industries

Lending

Banking

Proptech

Fintech

Marketplaces

Find out more



Payments

### Facilitate top-ups

Increase the usage of your wallet by offering simple top-ups directly from your customers’ bank accounts, in just a few seconds, securely.

Industries

Lending

Banking

iGaming

Fintech

Marketplaces

Find out more



Credit risk & Lending

### Improve risk assessment processes

Increase conversion rates and reduce default risks by improving your credit scoring and underwriting models with real-time and enriched financial data

Industries

Lending

Banking

Proptech

Fintech

Marketplaces

Find out more



Payments

### Increase conversion rates at the checkout

Boost your sales and reduce dropout rates at the checkout by allowing your users to make simple and secure payments directly from their bank accounts.

Industries

E-commerce

Fintech & wallets

Travel

Find out more



Personal Finance

### Help your users make smarter financial decisions

Save time analyzing data and offer your customers unique insights to better manage their money through categorized and enriched transactional data.

Industries

Lending

Banking

PFM

Find out more



Accounting & ERP

### Automate accounting processes

Reduce manual errors in accounting and simplify expense management by connecting automatically to financial sources like banking and fiscal data.

Industries

ERPs

Banking

Find out more



Onboarding

### Increase account openings and simplify onboarding

Instantly authenticate users with data from trusted sources to simplify your onboarding process and increase account openings while reducing fraud.

Industries

Wallets & fintechs

Banking

Proptech

Travel

Find out more

## The standard in open finance in Latin America

#### Enterprise-grade infrastructure

Rely on the most secure, reliable, and robust platform in the market that complies with standards such as ISO 27001 as well as regulatory licenses.

Read more

#### The best coverage in Latin America

With proprietary technology and +140 connected institutions, Belvo’s aggregation solutions are the fastest and most comprehensive in Latin America.

Read more

#### High-quality data enrichment

Obtain out-of-the-box financial behaviour insights based on proprietary machine learning and AI-powered models trained with billions of transactions.

Read more

#### Build and launch at speed

Ship new solutions easily and in no time thanks to our no-code tools and resources. Extract a clear ROI from open finance from day one.

Read more

## Proven ROI to power your business

+40M

Accounts connected to Belvo-powered apps

+1Bn

Processed and enriched transactions

+140

Sources of financial data connected

+70%

Opt-in rate from customers to connect accounts

## What our clients say

> “Open finance allows us to complement the information we have about our customers and with this additional information we can make better credit decisions”

Brigitte Brousset

Head of financing

See the full story

> “When you show users the benefits of sharing their financial data through open finance, you achieve a successful business model”

Miguel Londoño

COO

See the full story

> “The best thing about the product is the immediacy and simplicity with which they share information. It provides a lot of security by being within a clear regulatory framework and being fully digital”

Alex Wieland

COO

See the full story

## We can’t wait to hear
what you’re going
to build

Belvo does not grant loans or ask for deposits

- Platform
- Aggregation
- Enrichment
- Payments
- For Developers
- Developers Hubs
- Quickstart guide
- API reference
- Industries
- Banks & Financial institutions
- Lending
- ERP
- Proptech
- PFM
- E-commerce & retail
- Legal & Compliance
- Legal Notice
- Privacy Policy
- General Conditions of Service Usage
- Cookie settings
- Cookie policy
- Code of Ethics and Conduct
- Company
- Security
- Contact
- Blog
- Press & Media
- We are hiring





Languages

- EN
- ES
- PT

Made with  in Barcelona, Ciudad de Mexico & São Paulo

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