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Contractor Financing Solutions | Enhance Your Business

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- Features
- Customer Financing
- Concierge
- 0% Intro APR Credit Cards
- Digital Payments
- Client Management
- Job Management
- Scheduling
- Quotes
- Invoices
- Marketing
- AI Receptionist
- Why Hearth?
- Industries
- Roofing
- HVAC
- Fencing
- Deck Builder
- Plumbing
- Siding and Exteriors
- Flooring
- Landscaping
- Pools and Spas
- Windows and Doors
- Drywall
- Concrete
- Carpenter
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- Insulation
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- Testimonials
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- Features
- Customer Financing
- Concierge
- 0% Intro APR Credit Cards
- Digital Payments
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- Invoices
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- AI Receptionist
- Why Hearth?
- Industries
- Roofing
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- Fencing
- Deck Builder
- Plumbing
- Siding and Exteriors
- Flooring
- Landscaping
- Pools and Spas
- Windows and Doors
- Drywall
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- Gutter
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# Financing & Software Tools built for Contractors

### Offer your customers affordable monthly payment options without dealer fees

Get Started

#### KIP Stehling

##### Risen Foundation Solutions

#### $762K in funded loans

#### It's easy to use for the employees and helps them close jobs more successfully.

## 25,000+

Pros

## +17%

More Estimates Closed

## $700M+

Jobs Funded

## Increase Your Sales. Simplify Your Process.

Hearth helps you stand out and simplify your sales process by offering you a suite of robust tools to use. Watch the video to learn more about our easy-to-use software and how it can help you win more business today:

## Customer Stories

With a network of over 20,000 home improvement professionals across the United States and with over $500M in total jobs funded to date, there’s a lot to love about using Hearth. View the videos below to learn how each contractor uses Hearth to win more.

### **“I can sell more contracts.”**

From $0 to $10,000 in about an hour and a half just because it’s convenient for the customer. Think about how convenient it is now for us. I can sell more contracts in one day because of how fast I can get them delivered.

Andre Davila, Riches Resource
General Contracting, Est. 2021

### **“We’re not over here trying to play credit manager.”**

They’re funded directly. What has been really great is that we can kind of see that back end process. And, when they get funded, then we move forward with the project. It’s really been a great experience.

Mike Harvey, The Roof Resource
Roofing, Est. 2019

### **“Customers appreciate the timeliness.”**

It’s really helped the number of jobs that we’ve been able to secure. I was wasting so much time every week building these estimates into Excel.

Austin Urbanec, Brothers General Construction
General Contracting, Est. 2020

Chris, CTT Exteriors, San Antonio

## offer monthly payment options

Hearth gives home improvement pros the ability to offer financing for every job. Financing increases your close rate and your project sizes.

Start offering financing

## Win more Home Improvement customers

Hearth allows home improvement pros to offer customers more ways to pay through digital quotes with one-click financing options built right in.

send your first quote

Aaron, CCR Roofing, Austin

## CLOSE MORE SALES AND PROVIDE A PROFESSIONAL CUSTOMER EXPERIENCE IN ONE EASY MOBILE APP

When contractors join Hearth, they gain access to a digital suite of marketing, financing and sales tools designed to help them win more jobs and provide a professional customer experience. Here’s how our tools work together to help you win big:

- ##### Generate more leads

Easily capture leads. Follow up faster.

Start capturing leads
- ##### Send professional quotes

Branded estimates, on the spot, with embedded financing options.

Send your first quote
- ##### Offer payment options

Stop losing estimates & close bigger projects, without paying dealer fees.

Start offering financing
- ##### Secure contracts

Seal the deal with digital contracts.

Get digital approvals for jobs
- ##### Automate your invoices

Get paid on time.

Send digital invoices
- ##### Get paid faster

Make it easy for customers to pay. Simple. Fast. Direct.

Safe and secure payments

- Capture leads and nurture them throughout the customer journey with our client management tool.

Start capturing leads
- Send quotes and get approvals for estimates quickly.

Send your first quote
- Combat sticker shock and close more deals with monthly payment options.

Start offering financing
- Protect your business with ready-to-sign templates. All digital.

Get digital approvals for jobs
- Easily text & email invoices. Auto-follow-up with overdue invoices.

Make sure you get paid for your work with invoices and automated reminders.

Send digital invoices
- Give your customers the option to pay you with echeck, credit card, or debit card simply with no friction.

Safe and secure payments

## Frequently Asked questions (FAQ)

View the list of commonly asked questions below to learn more about our story and the benefits of using our software:

What is Hearth?

Hearth is a software company founded by Anthony Ghosn and Nikhil Pai in 2016 to give home improvement contractors and businesses the tools to achieve the American Dream. Based in Austin and San Francisco, Hearth offers an all-in-one app that helps home improvement professionals streamline their sales process and win more business.

How do I get started with Hearth?

To get started with Hearth, click on this link to request a demo. A Hearth account executive will walk you through how Hearth can speed up your sales process and win you more business.

What is included in my Hearth subscription?

Hearth offers 3 subscription tiers:

- **Essentials:** For one-person teams, this plan includes financing, invoices, and digital payments.
- **Pro (recommended):** This plan includes all of Hearth’s tools—financing, invoices, digital payments, quotes, contracts, and marketing tools—for up to 5 employee accounts.
- **Elite:** This plan includes all of Hearth’s digital tools and 10 employee accounts.

To learn more about how Hearth can help you grow your home improvement business, take a look at our testimonials and pricing pages

How do I access Hearth’s software?

You can access Hearth from both desktop and mobile devices (iOS | Android). Hearth’s powerful app gives you the ability to send quotes, financing links, digital contracts, and invoices all from the palm of your hand.

How quickly will I be able to collect payment?

Hearth members who use Hearth Invoices can get paid faster with automated customer reminders and invoice tracking. We help you keep track of your accounts receivable and stop driving around town to collect checks. Learn more about collecting payments with Hearth pay.

Which home improvement industries are eligible for Hearth's software?

Hearth software is designed for the following industries: HVAC, Plumbing, Roofing, Landscaping, Pools, Sidings, Flooring, Fencing, and all other residential home improvement contracting businesses.

Is offering financing options to customers risky for my business?

With Hearth Financing, homeowners are the ones directly applying for home improvement personal loans. Contractors who use Hearth are not subject to any underwriting or revenue requirements. They also don’t have to pay per-loan fees (aka dealer fees) for their customers to access financing.

Why is offering financing important to contractors and home improvement businesses?

Offering financing to your customers can unlock your sales by giving homeowners the ability to understand their true buying power. Giving your clients the ability to break large sums down into monthly payments can lead to more closed jobs and larger project sizes. Hearth’s pre-qualification process shows homeowners financing options for the amount they requested and the highest amount they can borrow.

## Get Started Today!

Schedule a demo



#### Tools

- Customer Financing
- Quotes
- Contracts
- Invoices
- Digital Payments
- Client Management
- Marketing
- 0% Intro APR Credit Cards

- Customer Financing
- Quotes
- Contracts
- Invoices
- Digital Payments
- Client Management
- Marketing
- 0% Intro APR Credit Cards

#### Industries

- Roofing
- HVAC
- Plumbing
- Siding and Exteriors
- Flooring
- Landscaping
- Fencing
- Decks
- Pools and Spas
- Windows and Doors
- Handyman
- Drywall

- Roofing
- HVAC
- Plumbing
- Siding and Exteriors
- Flooring
- Landscaping
- Fencing
- Decks
- Pools and Spas
- Windows and Doors
- Handyman
- Drywall

#### Resources

- Blog
- Personal Loans
- Hearth Podcast

- Blog
- Personal Loans
- Hearth Podcast

#### Company

- Our Team
- Testimonials
- Careers
- Privacy Policy
- Terms
- Licenses
- Pricing
- Contact

- Our Team
- Testimonials
- Careers
- Privacy Policy
- Terms
- Licenses
- Pricing
- Contact

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions; this site does not constitute an offer or solicitation to lend. Annual Percentage Rates (APR), Introductory Rates (Intro), terms, interest rates, amounts, and fee(s) are provided by Hearth’s lending partners.  NMLS ID# 1628533 | NMLS Consumer Access.

© 2016–2025 Shogun Enterprises Inc. Hearth® is a registered trademark of Shogun Enterprises Inc. All Rights Reserved.

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