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MaxRewards - #1 App to Manage Credit Cards and Maximize Rewards

# Master Your Cards,
Maximize Your
Rewards

Built by credit card experts, powered by AI, trusted by 700,000+ members, MaxRewards is the only app that unlocks your credit cards' full potential

Start Earning More

✨ New: Optimize business spend with

MaxRewards Platinum

Best Card

## More Rewards, Less Hassle

Transform your everyday spending into extraordinary rewards with automation and personalized recommendations

### Best Card by Category

Always know the best card for any category. Zero guessing, 100% winning.

### Bonus Categories

Earn up to 5x more rewards with auto-activated bonus categories.

### Best Card by Location

Always know which card to use, anywhere, anytime.

Spend $250 or more, earn $50 back

Spend $50 or more, earn $5 back, up to 3 times

Earn 10% cash back!

Spend $1,000 or more, earn $200 back

Spend $125 or more, earn $30 back

Spend $60 or more, earn $20 back, up to 2 times

Spend $15 or more, earn $5 back, up to 3 times

$20 cash back

On.com - Performance Footwear and Apparel

Earn 10% Cash Back

Earn 15% back on a single purchase, up to a total of $4

Earn 50% back on purchases, up to a total of $70

Earn 15% back on a single purchase, up to a total of $5

Spend $50 or4 more, earn 500 Membership Points

Spend $1,200 or more, earn $180 back

Earn 10% back on a single purchase, up to $25

Spend $500 or more, earn $100 back

Spend $180 or more, earn $40 back

Spend $98 on Walmart+ Annual Membership, earn $59 back

Spend $150 or more, earn $1,200 Membership Points

10% cash back

10% cash back

Spend $100 or more, earn $20 back, up to 2 timnes

Spend $125 or more, earn $25 back

Spend $60 or more, earn $15 back

Spend $125 or more, earn $25 back

Spend $50 or more, earn $25 back

Spend $150 or more, earn $30 back

10% cash back

Earn 15% back on a single purchase, up to a total of $30

Offers

## Turn hidden offers into instant savings

Instantly unlock thousands of dollars worth of merchant offers at popular brands and stores

### Auto-Activation of Offers

Never miss a merchant offer again, even the ones you didn't know you had, with automatic offer activation.

### Search and Favorite Offers

Search offers across all of your cards. Favorite the ones you love, and we’ll remind you before they slip away.

### Offers in Best Card by Location

Forget tracking offer activation statuses, expiration dates, and terms–we'll show you what you need to know to maximize your cash back.

Benefits

## Unlock Your Cards' Superpowers

Discover and use your card's premium perks, effortlessly

### Benefits Consolidation

View and search all your card benefits in one convenient spot.

### Benefits Tracking

Automatically monitor your benefits usage. We keep tabs so you don’t have to.

### Benefits Notifications

Receive timely reminders for expiring credits. No more manual reminders or missed opportunities.

Insights

## Know More. Earn More.

Gain clarity on your spending and reward earnings

### Automatic Categorization

Have all your transactions automatically categorized with AI.

### Custom Rules

Easily create automations to categorize transactions to match your rules.

### Trends

Discover trends in your spend.

### Reward Rates

View your earned rewards by category, and discover opportunities to further optimize.

### Transactions

Quickly review your spend and rewards with clean names and clear data.

### Recurring Charges Tracker

Uncover all your recurring charges in one place, so you’re only paying for what you actually use.

Aggregation

## All Your Accounts. One App.

Gain a holistic view of your credit cards with the only app that can pull your rewards, balances, and credit scores.

### Bills

Easily track bills and their autopay status.

### Balances

Keep tabs on your balances across all cards.

### Credit Scores

Monitor your credit score across every issuer.

Platinum

## Turn business expenses into personal rewards

Optimize your personal and business spend and rewards with MaxRewards Platinum

MaxRewards Platinum

Trusted by over

700,000 Members

This app helps me decide which cards to use on different places and helps me save.

@Rachael Kucera

I’ve been looking for something like this for so long. So simple to use, and SUPER helpful to know which card to use. This WILL change your life.

@koratana

This Application is an amazing tool and is my go to before I purchase flights, groceries, entertainment etc... It’s helped me optimize all my purchases and I’m super excited to save even more. Well done MaxRewards!

@Clovis912

I love how I can track everything on this app!! Sometimes I have to sync it but it's just a one click and shows everything about my credit cards including balance, rewards, and even Utilization rate. Highly recommend

@Jdjdbd

First time using the app. This app is make life so much easier to manage my cards and finances. Very User friendly

@ChoChug

This app helps me decide which cards to use on different places and helps me save.

@Rachael Kucera

I’ve been looking for something like this for so long. So simple to use, and SUPER helpful to know which card to use. This WILL change your life.

@koratana

This Application is an amazing tool and is my go to before I purchase flights, groceries, entertainment etc... It’s helped me optimize all my purchases and I’m super excited to save even more. Well done MaxRewards!

@Clovis912

I love how I can track everything on this app!! Sometimes I have to sync it but it's just a one click and shows everything about my credit cards including balance, rewards, and even Utilization rate. Highly recommend

@Jdjdbd

First time using the app. This app is make life so much easier to manage my cards and finances. Very User friendly

@ChoChug

Once you get everything registered it is 10x easier to look at all the information regarding your cards in one place.

@Vlad2233

Great app. So convenient to have a bird’s eye view of all cards in one place rather than accessing them all individually. The utilization breakdown is helpful as well.

@CRH8502

I absolutely love that I can manage all my cards / rewards under a single app! Also I love the SUB monitoring, something Amex lacks. Great job dev team.

@ItalianMushroom

I love this app!!!! My personal credit card organizer and more. Easy to read an use!!!!

@wolfonwallst

For a reward enthusiast like myself, this app is invaluable. I really thought I was getting the most points through my own strategies. But little did I know, I’ve been missing out. The app also does so much more. I love it.

@PBinNYC

Once you get everything registered it is 10x easier to look at all the information regarding your cards in one place.

@Vlad2233

Great app. So convenient to have a bird’s eye view of all cards in one place rather than accessing them all individually. The utilization breakdown is helpful as well.

@CRH8502

I absolutely love that I can manage all my cards / rewards under a single app! Also I love the SUB monitoring, something Amex lacks. Great job dev team.

@ItalianMushroom

I love this app!!!! My personal credit card organizer and more. Easy to read an use!!!!

@wolfonwallst

For a reward enthusiast like myself, this app is invaluable. I really thought I was getting the most points through my own strategies. But little did I know, I’ve been missing out. The app also does so much more. I love it.

@PBinNYC

I’ve been looking for something like this for so long. So simple to use, and SUPER helpful to know which card to use. This WILL change your life.

@koratana

Great app. So convenient to have a bird’s eye view of all cards in one place rather than accessing them all individually. The utilization breakdown is helpful as well.

@CRH8502

This Application is an amazing tool and is my go to before I purchase flights, groceries, entertainment etc... It’s helped me optimize all my purchases and I’m super excited to save even more. Well done MaxRewards!

@Clovis912

I love how I can track everything on this app!! Sometimes I have to sync it but it's just a one click and shows everything about my credit cards including balance, rewards, and even Utilization rate. Highly recommend

@Jdjdbd

Once you get everything registered it is 10x easier to look at all the information regarding your cards in one place.

@Vlad2233

I absolutely love that I can manage all my cards / rewards under a single app! Also I love the SUB monitoring, something Amex lacks. Great job dev team.

@ItalianMushroom

For a reward enthusiast like myself, this app is invaluable. I really thought I was getting the most points through my own strategies. But little did I know, I’ve been missing out. The app also does so much more. I love it.

@PBinNYC

Security

## Private And Secure

We use bank-level encryption

We do not access card numbers

We never sell your data

## FAQ

Is MaxRewards free?

Yes! The MaxRewards app is free and includes core features like Best Card, Insights, and Transactions. More advanced features are available with our Gold and Platinum memberships.

What is MaxRewards Gold? How much does it cost?

MaxRewards Gold is our premium membership that includes auto-activation of offers, benefits consolidation, bonus trackers, and more. Gold uses a pay-what-you-want model—choose the price that works for you, starting at $9/month (billed $108/year).

What is MaxRewards Platinum?

MaxRewards Platinum is designed for freelancers, entrepreneurs, and small businesses. It includes all Gold features plus spend profiles, business expense categories, and receipt management. Platinum uses a pay-what-you-want model, starting at $20/month (billed $240/year).

How does MaxRewards keep my credentials secure?

We use strong encryption and industry best practices to keep your credentials safe—even if there’s a breach.
‍
Your credentials are encrypted with two separate keys, each stored with a different cloud provider. Data is always encrypted at rest and in transit, and credentials are not accessible from the app or by anyone who logs into your account from another device.

Does MaxRewards sell user data?

No. We never sell your data to third parties for any reason. Your privacy is always protected.

Which issuers and credit cards are supported by MaxRewards?

MaxRewards supports about 90% of credit cards with our proprietary connectors, including American Express, Chase, Bank of America, Citi, Capital One, Discover, Wells Fargo, and US Bank.