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Title:NatWest Online – Bank Accounts, Mortgages, Loans and Savings
Description:Welcome to NatWest. Our extensive personal banking products include bank accounts, mortgages, credit cards, loans and more. Visit today to see how we can serve you.
HTML Size:146 KB
Markdown Size:14 KB
Fetched At:November 18, 2025
Page Structure
h1See your savings grow tax free with our 1 year Fixed Rate ISA
h3Explore our products and services
h4Our products
h4Help and Support
h2Get them bossing it
h3More from NatWest
h4We're a proud partner of Team GB and ParalympicsGB
h4Prices are up. Let's ease the squeeze.
h4Donate to BBC Children in Need
h3Authorised push payment (APP) scams rankings in 2023
h4Share of APP scams refunded
h4APP scams sent per £million transactions
h4APP scams received per £million transactions: smaller UK banks and payment firms
h4APP scams received per £million transactions: major UK banks and building societies
h3Independent service quality survey results for personal current accounts
h4Products
h4Life Moments
h4Help and support
Markdown Content
NatWest Online – Bank Accounts, Mortgages, Loans and Savings Skip to main content - Personal - Premier - Business - Corporates & Institutions - NatWest Group Log in Log in Menu Close Close - Personal - Premier - Business - Corporates & Institutions - NatWest Group Personal Premier Business Corporates & Institutions NatWest Group - Products Products - Bank accounts - Bank accounts - See all our bank accounts - Everyday bank account - Reward bank account - Student bank account - Child & Teen bank account - Joint bank account - Premier bank accounts - Already have an account with us? - Manage your bank account - MyRewards - Apply for an overdraft - Manage your overdraft - Mobile Banking - Log into Natwest Membership Services - Overdraft cost calculator - Help with bank accounts - Switch your account to us - Compare bank accounts - What do I need to open a bank account? - Bank account guides - Overdraft guide - Rates and charges - Mortgages - Mortgages - See our mortgage options - First time buyer mortgage - Moving home - Remortgage to NatWest - Buy to let mortgage - Mortgage calculators - Get an Agreement in Principle - Continue your Agreement in Principle - How to apply - Already have a mortgage with us? - Manage your mortgage - Switch to a new deal - Change your term - Moving with your existing mortgage - Borrowing more - Base rate updates - News and articles - Homes for Ukraine - Rate change calculator - Help with mortgages - Mortgage rates - How much could I borrow? - Mortgage guides - Overpayment calculator - Equity calculator - Track your mortgage application online - Tariff of mortgage charges - Mortgage offer extension - Savings - Savings - View all our savings accounts - Digital Regular Saver - Flexible Saver - Fixed Term Savings - Cash ISAs - Children's savings - Joint savings account - Already have savings with us? - Manage your savings - Round Ups - Help with savings - ISA guide - Savings guides - Savings Goal Tool - Budget Calculator - How to start saving money - Bank account vs Savings account - Loans - Loans - See our loans - Car loans - Debt consolidation loans - Home improvement loans - Wedding loans - Holiday loans - Joint loans - Already have a loan with us? - Manage your loan - Top up your loan - Help with loans - Loan calculator - Quick Quote - How to apply for a loan - Loan guides - Check your Credit Score - Compare options to borrow money - Child and teen - Child and teen - See all our child and teen banking options - Pocket money app and card - Child and teen account - NatWest Junior ISA - First Saver - Compare our kids debit card options - Teen banking - Already bank with us? - Manage my Adapt - Manage my Junior ISA - Manage my Savings - Manage my Rooster - Child Trust Fund - Financial wellbeing and confidence - Children's guides - NatWest Thrive - Investments - Invest with us - View all our Invest accounts - Stocks and Shares ISA - General Investment Account - Pensions - Junior ISA - Ready-made funds - Fund performance - Investment support - Investing for beginners - Experienced investors - Future planning - Market updates - Online Investment Advice - Investment fee calculator - Already investing with us - Log in to NatWest Invest - About your investments - Key customer documents - Credit cards - Credit cards - See all our credit cards - Purchase & Balance Transfer card - Balance Transfer credit card - Longer Balance Transfer card - Travel Reward credit card - The NatWest Credit Card - Reward credit card - Reward Black credit card - NatWest Credit Builder Card - Already have a credit card with us? - Manage your credit card - Fees & charges - Instalment Plans - Help with credit cards - How to apply for a credit card - Credit card guides - Credit card repayment calculator - Check your Credit Score - Compare options to borrow money - Insurance - I'm looking - For home insurance - To manage my existing home insurance - I'm looking: - For life insurance - To manage my existing life insurance - I’m interested in: - Travel insurance with NatWest bank accounts - Reward accounts and cards - Reward accounts and cards - Reward account - Reward Silver account - Reward Platinum account - Premier Reward account - Premier Reward Black account - Reward credit card - Reward Black credit card - Travel Reward credit card - Make the most of MyRewards - MyRewards - How to earn rewards - How to exchange rewards - MyRewards Terms and Exclusions - Access MyRewards - Access MyRewards through the NatWest app - Access MyRewards through Online Banking - Overdrafts - Overdrafts - Apply or manage your overdraft - Student overdraft - Graduate overdraft - Help with overdrafts - Overdrafts guide - Overdraft eligibility calculator - Overdraft cost calculator - Travel - Travel products - Travelling with NatWest - Travel account - Travel Reward Credit Card - The NatWest Credit Card - Reward Black Credit Card - Travel insurance - Travel money - Holiday loans - Send money abroad - Help with our travel products - Using your debit card abroad - Using a travel credit card - Help and support Help and support - Support Centre - Support Centre - Explore our Support centre - Accessibility and disability - Help with money worries - Dealing with difficult life events - Bereavement support - Card payment support - Service status - Contact us - Contact us - Ask Cora - Complaints - Find your nearest branch - Support with your product - Support with your product - Access MyRewards - Manage your current account - Manage your mortgage - Manage your loan - Manage your credit card - Manage your savings account - Manage your investments - Manage your home insurance - Manage your car insurance - Help with everyday banking - Help with everyday banking - Help with registering on the app - How to use the app - Help with registering for online banking - How to use online banking - Ways to pay by card - Banking My Way - You and your money You and your money - Money Blog - Latest posts - 5 simple New Year climate resolutions - Autumn Budget: what it means for you - Good vs bad debt: what's the difference? - Energy Saving tips - Can a low carbon lifestyle save me money? - How can I make my home more energy efficient? - Buying an energy efficient home - Saving and budgeting - How much emergency savings should I have? - Top money saving challenges - How to save on your vehicle insurance - Managing your money - Money management guides - Tips on managing your money - Reducing your household bills - Teaching kids about money - What is my take home pay? - Tools to help manage your money - Financial Health Check - Round Ups - Savings Goal Tool - Spending and Budget Tracker - Check your Credit Score - Overdraft calculator - Banking My Way - Compare options to borrow money - Life Moments - Supporting you through life events - Buying your first home - Buying a car - Going to university - Help planning for later life - Bereavement - Planning for later life - Retirement and pensions - Will writing and Executor service - Your home - Making a move - Buying your first home - Buying a new home - How much could I borrow? - Renting guide - Making a change - Remortgage guide - Home improvement guide - Buying a second home - Buy to let guide - Reducing your household bills - Travel - Help when travelling abroad - Travel guide - Spending abroad - How to travel more sustainably - Banking with us Banking with us - Banking from home - Banking from home - Download the NatWest app - What is the NatWest app? - Register for Online Banking - Learn about Online Banking - Existing customer support - How to use the NatWest app - How to use Online Banking - Over the phone or video - Over the phone or video - Our Video Banking service - Call us for telephone banking - Banking near me - All the ways you can bank with us - Access to cash - Send money abroad - Security and fraud Security and fraud - Security and fraud - Protecting your money - Get tips to avoid scams - My Security Profile - Learn about face and voice approvals - How we protect you - Taking action - Report a fraud or scam - Raise a dispute - Card payment support - Climate Climate - Save energy at home - Save energy at home - Home Energy Hub - Home Energy Plan - Save money on your energy bills - EPC certificate guide - Insulation guide - Solar panels guide - Heat pump guide - Smart meter guide - What is a home retrofit? - Sustainable living - Sustainable living - Ideas to reduce, reuse and recycle - Reduce waste at home - Sustainable travel ideas - Electric vehicle guide - Our approach to climate change Back to main menu Search Search Search Search Search Please enter a keyword Log in Search Overlay Yes please No thanks OpenClose # See your savings grow tax free with our 1 year Fixed Rate ISA 4.20% AER / tax-free p.a. (fixed). 2 year fixed rate option available at alternative rates. Limits and criteria apply. Early closure charges may apply. See Fixed Rate ISA ### Explore our products and services #### Our products Current Accounts Credit Cards Loans Overdrafts Mortgages Home Insurance Life insurance Savings Investing Information Message #### Help and Support Get mortgage support Struggling financially Bank of England base rate changes Get a Financial Health-check Bereavement support Ways to bank with us Manage my debt Help avoiding scams Our commitment to accessibility Support Centre Information Message ## Get them bossing it **We're getting young people started with good money habits.** Open or switch to an adults' NatWest bank account today and apply for a free NatWest Rooster Card subscription for your children. Rooster Card: kids aged between 6-17. Offer eligibility and T&C's apply. Subscription costs typically £1.99 per month/ £19.99 per year but is free for NatWest bank customers for as long as they retain their account. Switch to NatWest ### More from NatWest Sammi Kinghorn and Max Whitlock #### We're a proud partner of Team GB and ParalympicsGB Like our partners, we want to inspire and support success. Together we want to help the nation take action. Find out more about what the partnership means for us, customers and communities. Information Message Explore the partnership Open in new window #### Prices are up. Let's ease the squeeze. Inflation, energy prices, tax rises and the Russian invasion of Ukraine have all played a part in the rising cost of living in recent years . It's squeezing all our pockets. But we've got some handy tools to help. Information Message Get help with the cost of living Open in new window Upgrade your home's energy efficiency #### Donate to BBC Children in Need Help us support children and young people across the UK to thrive and be the best they can be. Information Message Donate now Open in new window ### Authorised push payment (APP) scams rankings in 2023 Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account. These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023. You can read the full report by visiting www.psr.org.uk/app-fraud-data. Share of App fraud #### Share of APP scams refunded This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms. Information Message APP fraud received per £millions of transactions (large UK banks and building societies) #### APP scams sent per £million transactions This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms. For example, for every £1 million of NatWest transactions sent in 2023, £92 was lost to APP scams. Information Message Graph showing share of APP fraud refunded #### APP scams received per £million transactions: smaller UK banks and payment firms This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at Skrill £18,550 of it was APP scams. Information Message APP fraud received per £millions of transactions (large UK banks and building societies) #### APP scams received per £million transactions: major UK banks and building societies This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms. For example, for every £1 million received into consumer accounts at NatWest, £61 of it was APP scams. Information Message Graph showing independent service quality results for personal current accounts. Natwest are ranked 13th. ### Independent service quality survey results for personal current accounts As part of a regulatory requirement, an independent survey was conducted to ask customers of the largest 17 personal current account providers if they would recommend their provider to friends or family. See the full results (PDF, 629KB) Open in new window Published in August 2025 - Support Centre - Find a branch - Get the NatWest app #### Products - Bank accounts - Savings - Investments - Credit cards - Loans - Overdrafts - Mortgages - Insurance - Reward accounts and cards #### Life Moments - View all Life moments - Managing your money - Struggling financially - Bereavement - Financial Health Check - First time buyer guide - Travel Guide - Financial abuse #### Help and support - Support - Security - Service status - NatWest app - Online Banking - Banking with NatWest - Home Energy Hub - Detecting and preventing financial crime - Access to cash - Privacy & Cookies - Website T&Cs - Accessibility - Careers - Site Map - Modern Slavery Act (PDF 6MB) - - - FSCS.org.uk Copyright © National Westminster Bank plc 2025. Registered office: 250 Bishopsgate, London, EC2M 4AA. Opens in a new window