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Qolo – Simplifying your financial infrastructure | Qolo united payments platform Empowering your enterprise to boost efficiency through a unified, flexible ledger, issuing and money movement solution

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- Products
- - - #### Quantum Ledger

Gain true connectivity and error-free operations with a ledger that integrates directly with payment rails. You can manage all payment types without fragmented systems ruining your day through a single, easy-to-use platform.Find out more
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- - #### Qinetic Issuing

Launch and scale debit, prepaid, and credit programs effortlessly while having seamless access to Visa, Mastercard, Discover, and major debit networks. Qolo’s Qinetic Issuing gives you total control over every dollar in your system.Find out more
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- - #### Qascade Money

Effortlessly move money across banks. Have access to hassle-free payment rails, including ACH, wire, RTP, and push-to-card using a single API.Find out more
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- - - - Quantum Ledger
- Qinetic
- Qascade Money
- Developers
- Case Studies
- About us
- Insights
- - - #### Events

Catch up with the Qolo team as we attend global fintech events and webinars for actionable insights to fuel your enterprise growth. Find out more
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- - #### News & Blog

Stay up-to-date with Qolo announcements, expert takes, and emerging fintech trends with content that aims to untangle complicated payment systems.Find out more
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- - - Events
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PAYMENTS UNIFIED

# Simplifying your financial infrastructure

Empowering your enterprise to boost efficiency through a unified, flexible ledger, issuing and money movement solution.

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FRICTIONLESS PAYMENTS

## Our solutions

Ready to be free from operational burdens and confusing payment systems? To help your enterprise grow, we’ve crafted unified solutions that are seamlessly built around our Quantum Ledger.

Product overview

#### One ledger

Gain true connectivity and error-free operations with a ledger that integrates directly with payment rails. You can manage all payment types without fragmented systems ruining your day through a single, easy-to-use platform.

Find out more

#### One card issuing

Tied seamlessly to the ledger, you’ll get real-time fund movement and reconciliation while avoiding pre-funding card accounts. Plus, transparent reporting allows for complete insights into all payment activities.

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#### One bank connectivity

Quickly issue cards and process card payments through our single API platform. We offer virtual and physical card processing.

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#### One payments

Effortlessly move money across banks. Have access to hassle-free payment rails, including ACH, wire, RTP, and push-to-card using a single API.

Find out more

#### Quantum Ledger

Gain true connectivity and error-free operations with a ledger which is intrinsically linked with card and payment rails. Manage cards, payments and accounts, orchestrate transactions, and unify servicing, risk, and compliance all through a single, easy-to-use platform.

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#### Qinetic Issuing

Launch and scale debit, prepaid, and credit programs effortlessly while having seamless access to Visa, Mastercard, Discover, and major debit networks. Qolo's Qinetic Issuing gives you total control over every dollar in your system.
Find out more

Find out more

#### Qascade Money

Effortlessly move money across banks with hassle-free payments, including ACH, wire, RTP, and push-to-card, all powered by a single, robust API. It’s the way payments were meant to be.

Find out more

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## Customer testimonials

The success of our business is testament to their robust infrastructure, advanced technology, and unwavering commitment to excellence.”

Jason Wolfe
CEO of Wolfe

With Qolo’s cutting edge technology,  we are able to deliver help when it's needed quickly, in the most secure way. There are many uncertainties in our industry, we are lucky to have found Qolo as our payment partner. They give us tremendous peace of mind.”

Kirsten Trusko
‍CEO and Co-Founder of Payments as a Lifeline

Qolo is a tremendously valuable partner to us in building and scaling our Virtual Account Management solution over the last few years. They deliver high-quality software as well as quick and detailed service. We were true partners in collaborating and brainstorming to deliver new payment flows and technology capabilities. Qolo is a partner that I look forward to working with for years to come.”

Bennie Pennington
SVP of Embedded Banking at KeyBank

We had complex and challenging problems that required a custom solution. Qolo was able to offer us a tailored and innovative approach. They worked closely with us to understand our needs and implement them successfully.”

Joshua Bagley
CEO of Bluebanc

SINGULAR & INTEGRATED

## Transform complex processes

Qolo is the only integrated platform where banking connectivity and digital ledgering converge into a unified, perfectly connected solution. The result? Smooth financial operations, company growth, and innovation.

ABOUT US

## What inspires Qolo

Founded in 2018, Qolo emerged to revolutionize financial services with a mission to simplify payments. Frustrated by fragmented systems, we built an all-in-one platform that empowers businesses with secure, real-time solutions — unifying payments, cards, and data.

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InsIghts

## Our events and news

Watch, interact, and learn how your enterprise can reduce complexity and unify systems into a single platform. Join us as we attend global fintech events and host webinars where valuable insights can power your growth.

View all

##### Why Outsourcing Virtual Account Management Is the Fastest Way to Make Yourself Replaceable

October 1, 2025

- Banking

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##### Boosting Working Capital: Virtual Cards as a Liquidity Lever

September 12, 2025

- FinTech

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##### Enhancing Banking Infrastructure: A Pathway to Financial Resilience

September 5, 2025

- Banking

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- Uncategorized

January 23, 2025

##### Qolo Appoints Rouzbeh Rotabi as Chief Revenue Officer to Lead Next Phase of Growth
Read more

- Attending

September 11, 2025

##### Finovate Insights: How Banks Will Win the Deposit Race
Read more

- Attending

June 27, 2025

##### American Banker Digital Banking Conference 2025
Read more

PAYMENTS MADE SIMPLE

## One step away from pain-free payments

Ready to reduce your costs and streamline your financial operations?

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616 NW 2nd Ave Suite 300
Fort Lauderdale, FL 33311

Useful links

- Developers
- Case studies
- About us
- Contact us
- Developer portal

Useful links

- Developers
- Case studies
- About us
- Contact us
- Developer portal

Products

- Quantum Ledger
- Qinetic Issuing
- Qascade Money

Insights

- News & blog
- Events

616 NW 2nd Ave Suite 300
Fort Lauderdale, FL 33311

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