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Better Business Banking for Startups | Rho

- Products

### Get Started

### Scale

### Grow

- Checking & Savings Accounts

Enjoy $0 ACH fees and up to $75M
FDIC insurance.
- Expense Management

Eliminate expense reports and capture
every receipt.
- Invoice Generator

Generate vendor-ready invoices fast.
- Treasury

Earn **3.95%** on your idle cash.
- Bill Pay

Pay hundreds of vendors in minutes
with zero fees.
- SAFE Note Generator

Generate a SAFE note in minutes
- Corporate Cards

Earn up to 2% on all spend with
Rho Platinum.
- Rho Partner Portal

Built to help accountant advisors grow
their business
- Accounting Integrations

Close the books faster
- Solutions

### Solutions

### Partners

- Rho for Startups

Manage Cash, limit burn, and
automate finances.
- Rho for Accountants

How Rho works with fractional CFOs
and accountants.
- Rho for Small Businesses

Manage your company cash, track expenses,
and simplify accounting.
- Become a Rho Referral Partner

Get paid when you refer Rho.
- Rho for Enterprises

Streamline accounting and expenses across
multiple entities.
- Rho Rewards & Perks

See special Rho parter offers.
- Pricing
- Resources

### Resources

- About

Our company story & mission.
- Blog

News, tips & guides for founders and
finance teams.
- Careers

Join the Rho team.
- Customers

Read Rho case studies.
- Help Center

Learn how to get more out of Rho.
- FAQs

Have a Rho Question?

LoginRequest Demo

Open Account

- Products

### Get Started

### Scale

### Grow

- Checking & Savings Accounts

Enjoy $0 ACH fees and up to $75M
FDIC insurance.
- Expense Management

Eliminate expense reports and capture
every receipt.
- Invoice Generator

Generate vendor-ready invoices fast.
- Treasury

Earn **3.95%** on your idle cash.
- Bill Pay

Pay hundreds of vendors in minutes
with zero fees.
- SAFE Note Generator

Generate a SAFE note in minutes
- Corporate Cards

Earn up to 2% on all spend with
Rho Platinum.
- Rho Partner Portal

Built to help accountant advisors grow
their business
- Accounting Integrations

Close the books faster
- Solutions

### Solutions

### Partners

- Rho for Startups

Manage Cash, limit burn, and
automate finances.
- Rho for Accountants

How Rho works with fractional CFOs
and accountants.
- Rho for Small Businesses

Manage your company cash, track expenses,
and simplify accounting.
- Become a Rho Referral Partner

Get paid when you refer Rho.
- Rho for Enterprises

Streamline accounting and expenses across
multiple entities.
- Rho Rewards & Perks

See special Rho parter offers.
- Pricing
- Resources

### Resources

- About

Our company story & mission.
- Blog

News, tips & guides for founders and
finance teams.
- Careers

Join the Rho team.
- Customers

Read Rho case studies.
- Help Center

Learn how to get more out of Rho.
- FAQs

Have a Rho Question?

LoginRequest Demo

Open Account

# Better business banking for startups

Open accounts instantly, earn yield on your cash, and run all your finances in one platform built for startups.

email

Submit

Request Demo

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

Supporting startups at every stage

### Daniel Vega

@daniel\_r\_vega

"Hands down @rhobusiness, you get your own bank guy. Super helpful and when my car was broken into late at night and my laptop was stolen, he helped me triage to make sure our account was protected!"

### Brian Distelburger

@bdistel

"+1 on @rhobusiness. @nyctmac and his crew are super responsive and helpful."

### Dan Fleischmann

"We had our fund admin team look at all of them and decided to go with Rho. Great product and team that provides invaluable GTM expertise to the startup community."

### Anna Podolskaya

"Rho provides incredible support for your business with a personal touch."

### Comrie Flinn

"Rho has the single best customer service and support I've seen. They're doing everything possible to help my company succeed."

### C.C. Gong

"I got engaged and the Rho team same day sent flowers. That level of care is how they put themselves on the map so quickly as an up-and-coming startup banking platform."

### Daniel Vega

@daniel\_r\_vega

"Hands down @rhobusiness, you get your own bank guy. Super helpful and when my car was broken into late at night and my laptop was stolen, he helped me triage to make sure our account was protected!"

### Brian Distelburger

@bdistel

"+1 on @rhobusiness. @nyctmac and his crew are super responsive and helpful."

### Dan Fleischmann

"We had our fund admin team look at all of them and decided to go with Rho. Great product and team that provides invaluable GTM expertise to the startup community."

### Anna Podolskaya

"Rho provides incredible support for your business with a personal touch."

### Comrie Flinn

"Rho has the single best customer service and support I've seen. They're doing everything possible to help my company succeed."

### C.C. Gong

"I got engaged and the Rho team same day sent flowers. That level of care is how they put themselves on the map so quickly as an up-and-coming startup banking platform."

### Daniel Vega

@daniel\_r\_vega

"Hands down @rhobusiness, you get your own bank guy. Super helpful and when my car was broken into late at night and my laptop was stolen, he helped me triage to make sure our account was protected!"

### Brian Distelburger

@bdistel

"+1 on @rhobusiness. @nyctmac and his crew are super responsive and helpful."

### Dan Fleischmann

"We had our fund admin team look at all of them and decided to go with Rho. Great product and team that provides invaluable GTM expertise to the startup community."

### Anna Podolskaya

"Rho provides incredible support for your business with a personal touch."

### Comrie Flinn

"Rho has the single best customer service and support I've seen. They're doing everything possible to help my company succeed."

### C.C. Gong

"I got engaged and the Rho team same day sent flowers. That level of care is how they put themselves on the map so quickly as an up-and-coming startup banking platform."

### Daniel Vega

@daniel\_r\_vega

"Hands down @rhobusiness, you get your own bank guy. Super helpful and when my car was broken into late at night and my laptop was stolen, he helped me triage to make sure our account was protected!"

### Brian Distelburger

@bdistel

"+1 on @rhobusiness. @nyctmac and his crew are super responsive and helpful."

### Dan Fleischmann

"We had our fund admin team look at all of them and decided to go with Rho. Great product and team that provides invaluable GTM expertise to the startup community."

### Anna Podolskaya

"Rho provides incredible support for your business with a personal touch."

### Comrie Flinn

"Rho has the single best customer service and support I've seen. They're doing everything possible to help my company succeed."

### C.C. Gong

"I got engaged and the Rho team same day sent flowers. That level of care is how they put themselves on the map so quickly as an up-and-coming startup banking platform."

### David DellaPelle

"Rho enabled me to combine my entire stack into one unified system plus their full service team helps with any implementation with great speed."

### Andy Cloyd

"Rho has all the core features you need to get the job done, but their level of personal touch is truly unmatched by any vendor we have across our stack."

### Ankit Agarwal

"We decided to go with Rho for their excellent customer support. Digital banking isn’t just about great products - it’s also about relationships."

### Burke Reimann

"Rho's product delivers on what we need, and it’s great having a banking platform partner that actually delivers exceptional support."

### Andrew Yeung

@andruyeung

"I went with Rho when I started Fibe in 2023. They were the only ones who took the time to help me and my team onboard and answer all our Qs."

### Caitlin Leksana

"I chose Rho because their team is hands-down one of the most responsive and supportive I’ve worked with."

### David DellaPelle

"Rho enabled me to combine my entire stack into one unified system plus their full service team helps with any implementation with great speed."

### Andy Cloyd

"Rho has all the core features you need to get the job done, but their level of personal touch is truly unmatched by any vendor we have across our stack."

### Ankit Agarwal

"We decided to go with Rho for their excellent customer support. Digital banking isn’t just about great products - it’s also about relationships."

### Burke Reimann

"Rho's product delivers on what we need, and it’s great having a banking platform partner that actually delivers exceptional support."

### Andrew Yeung

@andruyeung

"I went with Rho when I started Fibe in 2023. They were the only ones who took the time to help me and my team onboard and answer all our Qs."

### Caitlin Leksana

"I chose Rho because their team is hands-down one of the most responsive and supportive I’ve worked with."

### David DellaPelle

"Rho enabled me to combine my entire stack into one unified system plus their full service team helps with any implementation with great speed."

### Andy Cloyd

"Rho has all the core features you need to get the job done, but their level of personal touch is truly unmatched by any vendor we have across our stack."

### Ankit Agarwal

"We decided to go with Rho for their excellent customer support. Digital banking isn’t just about great products - it’s also about relationships."

### Burke Reimann

"Rho's product delivers on what we need, and it’s great having a banking platform partner that actually delivers exceptional support."

### Andrew Yeung

@andruyeung

"I went with Rho when I started Fibe in 2023. They were the only ones who took the time to help me and my team onboard and answer all our Qs."

### Caitlin Leksana

"I chose Rho because their team is hands-down one of the most responsive and supportive I’ve worked with."

### David DellaPelle

"Rho enabled me to combine my entire stack into one unified system plus their full service team helps with any implementation with great speed."

### Andy Cloyd

"Rho has all the core features you need to get the job done, but their level of personal touch is truly unmatched by any vendor we have across our stack."

### Ankit Agarwal

"We decided to go with Rho for their excellent customer support. Digital banking isn’t just about great products - it’s also about relationships."

### Burke Reimann

"Rho's product delivers on what we need, and it’s great having a banking platform partner that actually delivers exceptional support."

### Andrew Yeung

@andruyeung

"I went with Rho when I started Fibe in 2023. They were the only ones who took the time to help me and my team onboard and answer all our Qs."

### Caitlin Leksana

"I chose Rho because their team is hands-down one of the most responsive and supportive I’ve worked with."

## Who says a banking platform can't blow your mind?

We care a lot. And you’ll feel it in everything we do. With Rho, feel seen & taken care of across every step of the startup journey (not just your finances).

Try Rho Today

## What founders say

#### "It's nice to feel so cared for."

Atul Raghunathan
**Founder & CRO**

#### "Our accountants love them."

Landseer Enga & Anam Hira
**Co-Founders**

#### "They've scaled with us."

James Jiang
**Co-founder & CEO**

#### One platform to manage end-to-end startup finances

Once you’ve opened your business banking accounts, get set up with the rest of the essentials.

Apply Now

###### Extend your runway

###### Control spend

###### Close the books faster

###### Eliminate expense reports

###### Consolidate your finance stack

Rho Mobile App

Rho Cards

Bill Pay

Checking Accounts

Savings Accounts

Treasury Accounts

Expense Management

Accounting Integrations

Rho Mobile App

Rho Cards

Bill Pay

Checking Accounts

Savings Accounts

Treasury Accounts

Expense Management

Accounting Integrations

##### Manage company cash with ease, not fees.

See Pricing

#### Joseph Jacob

"The **Rho** team have been behind us since day 0, and you'll be there with us to ring the 🔔 too."

#### Anna Podolskaya

"Rho provides incredible support for your business with a personal touch."

#### Nico Ferreyra

"The best customer support and service I have ever had for any product ever is with Rho."

Your browser does not support the video tag.

###### Backed by our people, in your corner 24/7

We show up fast, solve what matters, and obsess over you winning.

## Start earning more on your spend

Issue cards fast and earn up to 2% cashback on all spend, including cloud bills, AI tools, and travel, with RHO PLATINUM™

$0

$750,000

in annual spend

$1m

- $15,000
- ##### Mercury

$11,250
- ##### Ramp

$9,000
- ##### Brex

$6,000
- ##### Amex Business

$3,750

Calculation includes cashback rate or points redemption for cash minus platform fees or annual card fees if applicable.

###### A commitment to safety and security

Rho partners with Webster Bank, N.A. Member FDIC — a nationally-charted institution with $76B in assets.

### We’re ready
### when you are.

email

Submit

Rho is a fintech company, not a bank. Checking and card services provided by Webster Bank, N.A., member FDIC; savings account services provided by American Deposit Management Co. and its partner banks.

#### Product

- Checking and Savings Accounts
- Corporate Cards
- Expense Management
- Bill Pay
- Treasury
- RHO PLATINUM®
- Rho Partner Portal
- Integrations

#### Platform

- Rewards
- Partners
- Pricing
- Customers
- Help Center
- FAQs
- Terms of Service
- Rewards Terms
- Privacy Policy
- Tools

#### Company

- About Rho
- Careers
- Blog
- X
- Linkedin
- Rho Trust Center

#### Contact

- 1 (855) 7-GETRHO
- clientservice@rho.co
- 100 Crosby Street
New York, NY 10012
- Text RHO to +1 855-743-8746
to contact customer support
via SMS

-
-

Rho is a fintech company, not a bank or an FDIC-insured depository institution. Checking account and card services provided by Webster Bank N.A., member FDIC. Savings account services provided by American Deposit Management Co. and its partner banks. International and foreign currency payments services are provided by Wise US Inc. FDIC deposit insurance coverage is available only to protect you against the failure of an FDIC-insured bank that holds your deposits and subject to FDIC limitations and requirements. It does not protect you against the failure of Rho or other third party. Products and services offered through the Rho platform are subject to approval.

Up to 2% cashback; terms and conditions apply. See eligibility and complete Rho Cashback Rewards Program terms and conditions here.

The Rho Corporate Cards are issued by Webster Bank N.A., member FDIC pursuant to a license from Mastercard, subject to approval.

Investment management and advisory services provided by RBB Treasury LLC dba Rho Treasury, an SEC-registered investment adviser and subsidiary of Rho. RBB Treasury LLC facilitates investments in securities: investments are not deposits and are not FDIC-insured. Investments are not bank guaranteed, and may lose value. Investment products involve risk, including the possible loss of the principal invested, and past performance does not indicate future results. Registration with the SEC does not imply a certain level of skill or training. Treasury and custodial services provided through Apex Clearing Corp. ("Apex") and Interactive Brokers LLC ("Interactive"), registered broker dealers and members FINRA/SIPC. Interactive rates may vary from Apex rate shown above. For additional information about investment management and advisory services provided by Rho Treasury, please refer to Rho Treasury’s ADV-2A Wrap Fee Brochure.

This material presented is for informational purposes only and should not be construed as legal, tax, accounting or investment advice. Under no circumstances should any of this material be used for or considered as an offer to sell or a solicitation of any offer to buy an interest in any securities. Any analysis or discussion of financial planning matters, investments, sectors or the market generally are based on current information, including from public sources, that we consider reliable, but we do not represent that any research or the information provided is accurate or complete, and it should not be relied on as such. Our views and opinions are current at the time of publication and are subject to change. You should consult with your attorney or relevant professional advisor for advice particular to your personal or business situation.

Rho Treasury is not insured by the FDIC. Rho Treasury are not deposits or other obligations of Webster Bank N.A., or American Deposit Management Co.’s partner banks, and are not guaranteed by Webster Bank N.A., or American Deposit Management Co.’s partner banks. Rho Treasury products are subject to investment risks, including possible loss of the principal invested.

\*This reflects the sought net yield based on 90-day Treasury Bill rates as of 11/18/2025 and an annual fee which ranges from 0.15% for deposits of $20M or more to 0.6% (the maximum annual fee) for deposits under $2M. Individual results may vary depending on the actual investment date and investment products selected. Past performance is not a guarantee of future performance results. The yield is variable and fluctuates without prior notice. The rate shown is net of fees. The amount of Treasury Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield.

© 2019 - 2025 Under Technologies, Inc. DBA Rho Technologies. Rho is a trademark of Under Technologies, Inc.