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Self-Help Federal Credit Union | Community-Focused Banking







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- PPP Relief Loans: A Lifeline During a Pandemic

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2024 Annual Report

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- Personal
- Accounts
- Checking Accounts
- Savings & Money Market Accounts
- Term Certificates
- Individual Retirement Accounts (IRA)
- Loans
- Auto Loans
- Home Loans
- Home Equity Line-of-Credit
- Personal Loans
- Credit Cards
- CreditBuilder Loans
- Green Loans
- Immigration Loans
- Dreamer Medical School Loans
- Other Loans
- Services
- Financial Coaching Resources
- Locate an ATM
- Online and Mobile Banking
- Audio Banking
- Member Support Center
- Other Services
- Join Our Credit Union
- Join Us
- Business
- Business Accounts & Services
- Business Checking
- Savings and Money Market Accounts
- Certificates
- Business Loans
- Small Business Loans
- Commercial Loans
- What We Do
- We Serve
- Our Credit Union Members
- Underserved Communities
- Nationwide
- Invest with Us
- We Lend
- To Small Businesses & Nonprofits
- To Individuals
- For the Environment
- PPP Relief Loans: A Lifeline During a Pandemic
- Who We Are
- About Us
- Our Mission
- Our Story
- Our Structure
- Stories from our vault
- Our Impact
- Milestones, 1980-2020
- Self-Help Family
- Self-Help Credit Union
- Center for Community Self-Help
- Self-Help Ventures Fund
- Center for Responsible Lending
- Self-Help Federal Credit Union
- Lower Valley Credit Union
- Premier Community Credit Union
- Resources
- Careers
- Media Releases
- Publications
- Doing Business with Self-Help
- Payment Center

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NC, FL, VA, GA, or SC FCU member? **Visit Self-Help CU**

# Self-Help Federal Credit Union Home Page

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Routing # 322273696

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NC, FL, VA, GA, or SC FCU member? **Visit Self-Help CU**

See our 2024 Annual Report!

We’re excited to share some of the many amazing stories of our members, borrowers and partners in 2024.

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Click here to view our revised privacy policy.

We offer loan rate discounts on electric or plug-in hybrid electric vehicles. See our rates.

Reminder: Self-Help will never ask you to give your username or password over text, email, or phone. Learn more about how to protect yourself.

Looking for guidance? Check out our financial coaching resources to help you achieve your financial goals.

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We’re here to help you achieve your financial goals.

- Join Us
- Build Credit
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- Borrow Money
- Become a Homeowner
- Get Free Financial Coaching

Our expert financial coaches provide one-on-one personalized support and guidance in a trusting environment so you can tackle your short- and long-term goals.

Let us help you make your business a success.

- Get a Small Business Loan
- Invest with Us
- Get a Commercial Loan
- Find COVID resources

Entrepreneur and Self-Help borrower Darnella Warthen talks about growing her successful child care business, A New Beginning Child Care Services.

1-Year Certificate

4.08% APY\*

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Money Market

2.12% APY\*

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3-Year Certificate

3.35% APY\*

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## Self-Help Shares

environmental sustainability

Self-Help Goes Solar

learn more

economic opportunity for all

Deflated, but Not Defeated: Perseverance in the Face of Predatory Lending

learn more

financial education

Don’t Miss Out: Save Money and Energy Today

learn more

## Rooted in Community

Join Today

Community

We work hand-in-hand with our partners, borrowers and members to expand ownership and economic opportunity for all.

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Service

From free financial coaching to easy online banking options to personalized loan underwriting, we’re here for you.

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Impact

Our impact is best demonstrated by the people we serve.

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Our mission is creating and protecting ownership and economic opportunity for all, especially people of color, women, rural residents and low-wealth families and communities.

Self-Help Federal Credit Union has branches in CA, CT, IL, SC, WA and WI, and we offer remote services like online and mobile banking to make joining us easy no matter where you live.

## Disclosures

\*Rates are current as of September 1, 2025 unless otherwise noted and are subject to change.

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Schedule of fees: English Spanish

Account Agreement and Truth-in-Savings Disclosure: English Spanish

2504 Tenaya Drive
Modesto, CA 95354

- 1-877-369-2828
- Routing # 322273696
- South Carolina members: use the Self-Help Credit Union routing number

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**Ownership & Economic Opportunity for All**

Self-Help Federal Credit Union was chartered in 2008 to build a network of branches that partner with working families and communities that have historically faced systemic barriers to financial inclusion. With over $2 billion in assets and serving more than 130,000 members in 44 branches - 22 in California, nine in Illinois, five in Washington, four in South Carolina, two in Connecticut and two in Wisconsin, Self-Help Federal is one of the fastest-growing community development-designated financial institutions in the country. It is part of the Self-Help family of nonprofit organizations whose collective mission is to create and protect ownership and economic opportunity for all. For more than 40 years, the National Center for Community Self-Help and its affiliates have provided over $12 billion in financing to help more than 174,000 borrowers buy homes, start businesses and strengthen community resources. For more information, go to www.self-helpfcu.org and www.self-help.org.

Self-Help does not discriminate based on race, color, national origin, sex, age, disability, or limited English proficiency. More information here.

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**Self-Help Family**

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- Equal Housing Lender
NMLS #462211
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