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https://steadypay.co/
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Title:SteadyPay: Instant £300 Loan with No Interest | Credit Builder UK
Description:Get a £300 loan today with SteadyPay’s CashWave, perfect for low credit scores & quick cash needs. Repay over 3 months for just £30/month—no interest, no credit check. Build your credit score with a fast, hassle-free cash advance app.
HTML Size:2327 KB
Markdown Size:5 KB
Fetched At:November 3, 2025

Page Structure

h1Short term loans from SteadyPay
h1CashWave
h3Get Up To £500 💸
h1How to get started
h3Install the SteadyPay app and access up to £500, with no added interest.
h2Our Products
h3CashWave 💸
h3Credit Builder 🏢
h3TopUp ⬆️
h2Great for people with bad credit and fluctuating pay.
h2I was very weary about signing up for this app but honestly it's 1 of the smartest decisions I made. I recommend it to anyone.
h2SteadyPay has been a lifesaver to say the least... More helpful than your traditional bank.
h2Customer service spot on rapid replies and from people who actually read and respond properly to the question or issue.
h1Want to build your credit score?
h2Credit Builder 🏢
h2TopUp ⬆️
h3When you get paid less than usual, we advance you money. The top-ups bring your income back to usual, protecting you when you work fewer hours or take time off.
h4Super secure
h4Important information
h1Need support?
h2Recent Articles

Markdown Content

SteadyPay: Instant £300 Loan with No Interest | Credit Builder UK

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Credit Builder

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About

Our Story

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Privacy Policy

Cookie Policy

Our Products

CashWave

Credit Builder

TopUp

Blog

Partners

Contact

Apply Now

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Folder: About

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Our Story

Terms of Use

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Folder: Our Products

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CashWave

Credit Builder

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Partners

Contact

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# Short term loans from SteadyPay

# CashWave

### Get Up To £500 💸

Repay in monthly instalments, no interest.

Representative APR 91.25%. We do not charge interest. The APR depicts the subscription as the cost of using our service.


Representative example: amount advanced: £300. Interest charged: 0%. Subscription paid: £90 (£30 x 3). Total amount paid: £390. Repayment over 120 days. Representative APR: 91.25%

**Sign Up to CashWave through the SteadyPay app:**

# How to get started

### Install the SteadyPay app and access up to £500, with no added interest.

Subject to status.

CashWave is a subscription service costing £30 per month. We do not charge interest, only the cost of subscription.

Learn More



## Our Products

### CashWave 💸

£500 over three months.

Learn more

### Credit Builder 🏢

Boost your credit score.

Learn more

### TopUp ⬆️

Get regular income top ups.

Learn more



- ## Great for people with bad credit and fluctuating pay.

**Rebecca M**
Google Play Store
- ## I was very weary about signing up for this app but honestly it's 1 of the smartest decisions I made. I recommend it to anyone.

**Kathleen M**
Google Play Store
- ## SteadyPay has been a lifesaver to say the least... More helpful than your traditional bank.

**Debscd (Username)**
Apple App Store
- ## Customer service spot on rapid replies and from people who actually read and respond properly to the question or issue.

**David J**
Google Play Store

# Want to build your credit score?

## Credit Builder 🏢

Elevate your credit rating fast with SteadyPay.

With every payment you make, you're not just managing your short-term financial needs—you're actively building a stronger credit record.

**Access CreditBuilder through the SteadyPay app:**

Learn More



## TopUp ⬆️
### When you get paid less than usual, we advance you money. The top-ups bring your income back to usual, protecting you when you work fewer hours or take time off.

Representative APR: 36.4%

We do not charge interest. The APR depicts the subscription as the cost of using our service.

Representative example: Top-ups advanced: £1000. Interest charged: 0%. Subscription paid: £364 (£7 a week x 52). Total amount paid: £1364. Representative cost: 36.4%

**Access IncomeSmoothing through the SteadyPay app:**

Learn More

#### **Super secure**

We never see or store your bank login details. All data is encrypted and transmitted to your bank over a secure channel.

SteadyPay can’t be used to move money; it has ‘read-only’ access. The app is restricted to checking your account so it knows if you're due a top-up or can repay a top-up.

#### **Important information**

When you apply to SteadyPay we do a credit check.

To activate the service you must have paid the subscription for two weeks. To keep the service active you must keep up to date with your subscription and repayments.

You must be employed. You qualify for top-ups when the pay you receive from your employer is less than usual.

The minimum top-up is £25. Your top-up facility has a £1,000 credit limit. All top-ups are subject to affordability checks.



# Need support?

If you’ve got a question, concern, or something’s not quite right—we’re here to help. Whether it’s an issue with your account or a complaint you’d like us to look into, our team is ready to listen and support you.

Get in Touch

## Recent Articles

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5 Ways to Stay on Top of Unexpected Expenses



Privacy Policy

Archive

- #smallwins
- About SteadyPay
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- Flexible Work
- Gig Economy
- Partners
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- Ramblings

SteadyPay is a credit service. Failing to make repayments may negatively affect your credit rating. If you need help with managing your debts, you can find more information here:

nationaldebtline.org

moneyhelper.org.uk

stepchange.org

Cookie Policy


SteadyPay Limited is a company registered in England and Wales, number 10713752, at 128 City Road, London, EC1V 2NX.

We are authorised and regulated by the Financial Conduct Authority, number 789333 for Consumer Credit and Credit Information Services. We are registered with the Information Commissioner’s Office, number ZA328200. SteadyPay is a registered trade mark.

© SteadyPay Limited 2024

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