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# About TreasuryDirect

TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. We also offer electronic sales and auctions of other U.S.-backed investments to the general public, financial professionals, and state and local governments.

More About TreasuryDirect

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## Savings Bonds

Buy or Gift a Savings Bond

Cash In a Savings Bond

Find the Value of My Bond

Search for Treasury Securities

Manage Savings Bonds

## Today’s Rates

Series EE Savings Bonds

2.70%

For EE bonds issued May 1, 2025 to October 31, 2025.

Series I Savings Bonds

3.98%

This includes a fixed rate of 1.10%

For I bonds issued May 1, 2025 to October 31, 2025.

More About Savings Bonds

30-Year Bonds

10-Year Notes

See All Auction Results More About Treasury Marketable Securities

## Processing Times

Heavy volume is slowing our response time to cases sent by mail.

The following transactions require at least 2 weeks of processing time if bonds and/or TreasuryDirect accounts are in your name.

- Cashing paper savings bonds where you are named on the bonds, and you send in the bonds with your request
- Unlocking your TreasuryDirect account or updating your banking information within that account
- Converting your paper savings bonds into electronic format (in a TreasuryDirect account)

Requests to search for lost, stolen or missing savings bonds require at least 4 months to process.

Other paper savings bond transactions you are authorized to handle, but not in your name require at least 6 weeks to process.

Other TreasuryDirect requests, including trusts, may require 6 months or more to process.

## Special Announcements for TreasuryDirect account holders:

2024 1099 tax forms for TreasuryDirect will be available January 31, 2025. See our 1099 information.

You can call us from 8 a.m. to 6 p.m. ET, Monday through Friday, at 844-284-2676.

The annual purchase limit for Series I savings bonds in TreasuryDirect is $10,000.

Check out our new savings bond explainer page

## Latest News
### August 2025

- The Fiscal Service Announces Activity for Securities in the STRIPS Program for July 2025

### July 2025

- Fiscal Service Aids Savings Bonds Owners in New Mexico Affected by Severe Storms, Flooding, and Landslides; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in West Virginia Affected by Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides; One-year minimum holding period waived
- The Fiscal Service Announces Activity for Securities in the STRIPS Program for June 2025
- Fiscal Service Aids Savings Bonds Owners in Texas Affected by Severe Storms, Straight-Line Winds, and Flooding; One-year minimum holding period waived

### June 2025

- Fiscal Service Aids Savings Bonds Owners in Tennessee Affected by Severe Storms, Straight-Line Winds, Tornadoes, and Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Missouri Affected by Severe Storms, Straight-Line Winds, Tornadoes, and Flooding; One-year minimum holding period waived
- The Fiscal Service Announces Activity for Securities in the STRIPS Program for May 2025

### May 2025

- Fiscal Service Aids Savings Bonds Owners in Arkansas Affected by Severe Storms, Tornadoes, and Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Oklahoma Affected by Wildfires and Straight-Line Winds; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Missouri Affected by Severe Storms, Straight-Line Winds, Tornadoes, and Wildfires; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Mississippi Affected by Severe Storms, Straight-Line Winds, Tornadoes and Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Texas Affected by Severe Storms and Flooding; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Kentucky Affected by Severe Storms, Straight-Line Winds and Tornadoes; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Kentucky Affected by Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides; One-year minimum holding period waived
- Fiscal Service Aids Savings Bonds Owners in Arkansas Affected by Severe Storms and Tornadoes; One-year minimum holding period waived
- The Fiscal Service Announces Activity for Securities in the STRIPS Program for April 2025
- Fiscal Service Announces New Savings Bonds Rates, Series I to Earn 3.98%, Series EE to Earn 2.70%

### April 2025

- The Fiscal Service Announces Activity for Securities in the STRIPS Program for March 2025

See All News

## Help Center Guides

### Savings Bonds Help

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- treasury.gov
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- Bureau of the Fiscal Service
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