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Title:Personal Banking, Credit Cards, Loans & Investing | U.S. Bank
Description:Experience personalized banking services for your unique needs with U.S. Bank - Checking, credit cards, home loans & convenient online banking. Member FDIC.
HTML Size:297 KB
Markdown Size:12 KB
Fetched At:November 18, 2025

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h3Personal
h3Bank accounts
h3Credit cards
h3Investing and retirement
h3Personal loans & lines
h3Home loans
h3Vehicle loans
h3Mobile and online
h3Wealth Management
h3Explore Wealth Management
h3Our services
h3Investing
h3Your goals
h3Advisors & wealth teams
h3Private Wealth Management
h3Ascent Private Capital Management®
h3Financial perspectives
h3Business
h3Explore business banking
h3Business bank accounts
h3Business credit cards
h3Business lending
h3Business services
h3Payment solutions
h3Industry expertise
h3Resource center
h3Corporate & Commercial
h3Explore corporate & commercial
h3Solutions
h3Treasury & payments
h3Industries
h3Insights
h3Account login
h3Institutional
h3Explore Institutional
h3Global Corporate Trust
h3Global Fund Services
h3Trust & custody
h3Account login
h2Estás ingresando al sitio de U.S. Bank en español
h1Personal Banking
h2Open accounts that reward you.
h2Credit card
h3U.S. Bank Split™ World Mastercard®
h2Home equity loans & lines
h3Turn your project list into progress.
h2Cash-back deals
h3Activate and redeem your deals to earn cash back at brands you love.
h3Banking smarter is easier than ever.
h2Plan, track and achieve your goals in one place.

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Personal Banking, Credit Cards, Loans & Investing | U.S. Bank

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# Personal Banking
## Open accounts that reward you.

We’ll help you earn more with Bank Smartly® Checking and Savings.

Start here View account details

Access your account.

Go to login Enroll in online banking



## Credit card

### U.S. Bank Split™ World Mastercard®

Pay later — on every purchase with the newest card offering from U.S. Bank.

Learn more



## Home equity loans & lines

### Turn your project list into progress.

Take the first step



## Cash-back deals

### Activate and redeem your deals to earn cash back at brands you love.

Find out how

- Credit cards
- Checking accounts
- Savings accounts
- CD accounts
- Mortgage
- Investing



### Banking smarter is easier than ever.

Unlock more benefits and rewards plus track your money in one app when you open a checking account.

Apply in minutes with just $25.

Open a checking account

## Plan, track and achieve your goals in one place.

### Tap into the collective power of your finances.

- Easily view your cash flow and track bills & subscriptions to budget better.
- Grow your money faster with automated savings tools.
- Manage your rewards and unlock more perks.
- Send and transfer money quickly and safely any time.

Download the app

- ### Branches & ATMs

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- ### 24-hour banking

Call 800-USBANKS (872-2657)
- ### Appointments

Make an appointment

## Borrowing money is a big deal. We’re ready to help.

From calculators and rate charts to get you started, to experienced loan officers and bankers, U.S. Bank has answers for all your loan and mortgage questions.

### Home mortgage

Learn more Calculate your mortgage payment

### Auto loan

Learn more Calculate your auto loan payment

### Home equity line of credit

Learn more Calculate your home equity rates

## Happening now



### Fund your goals

#### Wondering about personal lines of credit? Here's what to know.

Pros and cons



### Kids and money

#### 5 important ways to boost kids' money confidence

Here's how



### Life seasons

#### How to fine-tune your finances as an empty nester

See tips

Start of disclosure content

## Disclosures

Investment and insurance products and services including annuities are:
Not a deposit • Not FDIC insured • May lose value • Not bank guaranteed • Not insured by any federal government agency.

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual's tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.

**For U.S. Bancorp Investments:**

Investment and insurance products and services including annuities are available through U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank.

**For U.S. Bank:**

U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments, Inc.

U.S. Bank does not offer insurance products. Insurance products are available through our affiliate U.S. Bancorp Investments.

Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of U.S. Bank credit cards is U.S. Bank National Association, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Inc. and American Express. American Express is a federally registered service mark of American Express.

Fortune, ©2024 Fortune Media IP Limited. All rights reserved. Used under license. Fortune® is a registered trademark and Fortune World’s Most Admired Companies™ is a trademark of Fortune Media IP Limited and are used under license. Fortune and Fortune Media IP Limited are not affiliated with, and do not endorse the products or services of, U.S. Bancorp, N.A.

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